A law firm for life
Planning for Your Retirement

Planning for Your Retirement

Retirement should be a time to reward yourself and your family for many years of hard work. Therefore,  it is important that you plan carefully for your retirement to make sure it will be a period where you can enjoy yourself.

At The McKinstry Company, we can assist you in the retirement planning process.  Below we outline some of the key considerations you should keep in mind when planning ahead.  We understand that everyone needs to find solutions that work well for them and their circumstances and we are experts in this area of law and can assist you in planning.  We pride ourselves on being a law firm for life, able to adapt with you and your family’s needs.

If you have any questions about retirement planning, do not hesitate to get in touch.  We are always happy to discuss with you – give us a call today on 01292 281711 or complete our online contact form. Our team will be delighted to assist.

Experienced Retirement Planning Solicitors in Ayrshire & Dumfries and Galloway

Financial Considerations

It is important that you continue to have a reliable source of income when you retire.  You may wish to explore investment options or even set up a trust to protect particular assets.  Either way, it is vital that you get your finances in order.  We can help you conduct a review of your assets and understand what might work for you.

Downsizing your Property

It is also worthwhile considering whether your property will work for you in your retirement and, if not, whether you may want to downsize.  Again, we can advise you on your options and assist in any purchase and sale.   We have local property experts on hand to advise you on the market conditions and ensure a smooth, streamlined transition to your retirement property. In most cases the cash recognised is tax free.

Family Business Planning

Finally, if you operate your own business, it is important to consider succession planning.  You will need to understand who will run the business when you retire, whether it will remain in your family or whether it will be sold.  As a full-service law firm, we can draw on our experience in estate planning and business law to provide you with clear and comprehensive advice.

Get in Touch

At The McKinstry Company, we put our clients at the heart of our work.  As a firm  we never lose sight of the importance of the client and the outcome which the client seeks from us.

Our goal is to generate and maintain strong and lasting client relationships rather than a transactional approach to the work which we undertake.  We are a law firm for life and will work with you as your family and finances change, to ensure that you receive the best possible legal advice.

If you want to learn more about retirement planning, get in touch today.  You can contact us on 01292 281711 or via our online contact form.  Our friendly and dedicated team are here to help you.

Thiona McQuiston Partner
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Thiona is Head of our Private Client Department where she is involved in all aspects of property, asset protection, Powers of Attorney, Guardianship, Wills and winding up estates.  

Having joined TMC almost three decades ago in a support role, Thiona went on to graduate with a Bachelor of Law from the University of Strathclyde in 1999.  When embarking upon her Law degree, she was told by the late Professor Sinclair “My dear, you have the University of Life” and that as a bedrock equips Thiona to advise clients on the aspects of their affairs in which she is involved.

Thiona enjoys walking, yoga, travel and spending time with her husband and family, including her dog Molly.

Debbie Dunlop Partner
Contact Debbie
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Based in our Girvan office, Debbie is a Partner who is highly experienced in Private Client work, particularly in the agricultural and farming sectors. She used to enjoy travelling the world, but now married to a farmer, she spends her weekends in wellies, feeding cattle or on the back of a quad bike. Debbie is also a member of the Agricultural Law Association.

Having lived in Rome for a number of years, Debbie also studied Law at the Université d’Auvergne in Clermont-Ferrand – as a result, she is fluent in both Italian and French. She can also speak a bit of Spanish, thanks to travelling around various Central and South American countries, including walking the Inca trail. She has managed to convince her husband that the cattle in Argentina will be worth a look at some time soon!

A keen runner, Debbie has competed in 10Ks and half marathons, even completing the Rome Marathon. This now comes in handy during lambing time chasing after ewes.

Ayr Sandgate

Queen’s Court House
39 Sandgate
Ayr, Ayrshire
KA7 1BE

01292 281711
enquiries@mckinstry.co.uk

  • Disability access
  • Parking close by

Girvan

146-148 Dalrymple Street
Girvan, Ayrshire
KA26 9BQ

01465 713118
enquiries@mckinstry.co.uk

  • Disability access
  • Parking close by
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Some of our happy clients

  • Really helpful and friendly always replied to calls and emails. Thank you very much for all your help and advice and hard work.

    Mr S, Auchinleck

  • First class throughout 100% better than last time we moved house and used a different firm. Always responded to promptly with appropriate detailed replies. First Class

    Mr N, Ayr

  • Thank you for the support during a difficult time.

    Mrs M, Ayr

  • Every email was timely and actioned quickly. Kirsty and Libby were exceptional to deal with. They kept me informed in a timely manner with the added complication of our sale being carried out whilst we are currently based in America.

    Anon.

  • My emails were always responded to in a timely manner no matter who I was dealing with. Thank you to Nat and Kirsty who helped throughout our move and during some difficult times when lock down was first announced! They have both been great.

    Miss K, Dalry

  • Everything was done extremely professionally.

    Mrs G, Ayr

  • Very happy with the way my case has been dealt with despite working restrictions due covid 19 - thank you. Calls & emails always responded to within reasonable timescale. Very impressed with lawyers and staff I have dealt with during current case and previous divorce case very friendly and efficient.

    Mrs H, Ayr

  • All very prompt, efficient, clear, friendly and personable. Not overwhelming with legal jargon. Many thanks for making the process of setting up a will so straightforward.

    Mrs D, Troon

  • We required our Wills to be amended and that was done without any problems whatsoever.

    Mrs F, Ayr

  • Very business-like and helpful

    Mr M, Ayr

  • I was very impressed with the professionalism shown by all members of staff I had any dealing with. All calls and emails were relevant to the sale of my flat. All questions I had were dealt with at the time. For any further legal matters I will certainly be using The McKinstry Company

    Mr H, Ayr

  • Excellent service most happy with attentiveness and customer service.

    Mr F, Condorrat

  • Nat & Libby efficiently dealt with every question I had.

    Mrs K, Ayr

  • Kirsty understood our weird schedule when we were often 8 hours behind UK time, and simplified things for us by liaising via email. She was extremely approachable and dependable. In Kirsty’s absence, Jodie and Nathaniel would step in and communicate with us, and were very helpful too.

    Mrs N, Ayr

  • Great service and always on hand to answer our questions. Prompt and efficient response.

    Mr H, Ferniegair

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    Mr W, Sinclairston

  • Speaking from my own personal experience I was perfectly happy with the service I received. Everything was done to my satisfaction.

    Mrs I, Largs

  • Very efficient, timely and very mannerly on the phone

    Mr McN, Mauchline

  • The service was superb.  Kirsty and team were extremely helpful.

    Mr and Mrs R, Ayr

  • First class service from start till finish. Always there to give help and advice.

    Mr R, Ayr

  • Great service and advice from a good professional company.

    Mr R, Kilmarnock

  • Excellent, very friendly and professional. I will be using you for all my property transactions in the future!

    Mrs S, Godstone

  • My case was handled sensitively and smoothly.

    Mr N, Ayr

  • Everyone concerned in the sale of our property was very efficient and kept us up to date with all happenings.

    D Ferguy, Cookstown

  • Great service.  Would recommend you to others.

    Mr S, Kirkmichael

  • Communication was always available when required. Made me feel confident throughout the process.

    Mr L, Ayr

  • Always replied or phoned back when I needed my questions answered.

    Miss McF, Patna

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    Mr R, Aberdeen

  • Robert was very supportive.

    M Carruthers, Kilmarnock.

  • Great, Rebecca was very pleasant to deal with and went out of her way to help with our case

    S Everett, Kilbarchan

  • The solicitor / paralegal I was dealing with was very professional and performed to a high standard. I was very impressed.

    B Ferguson, Methil

  • Local firm, word of mouth good reports.

    K Rooney, Glasgow

  • All queries were dealt with in a prompt and professional manner and I was kept informed of progress as events developed. Thank you very much for making a difficult situation much easier to deal with.

    Mrs McG, Ayr

  • Communication via telephone and email was regular, prompt and comprehensive. All queries and questions were answered with no delays or problems. My experience with the McKinstry Company was pleasant and smooth.

    Mr McK, Ayr

  • My family and I received excellent service from everyone with whom we had contact. The service was of the highest standard and, as I have in the past, I will continue to recommend the company to anyone seeking legal assistance.

    Mrs S, Ayr

  • All emails and calls were dealt with promptly. Very impressed. Very very pleased with service.

    Mr and Mrs H, Hull

  • I enjoy the friendly atmosphere. Very professional.

    Mrs A, Ayr

  • Mr Honeyman was very professional and knowledgeable which made us feel reassured. Very happy with the service and if I needed a solicitor again I would get in touch.

    Mr B, Ardrossan

  • Prompt quick efficient communication.

    Mrs K, Cumnock

  • Ease of making appointments and timescale for completion of business all good.

    Mr & Mrs T, Maybole

  • Gave reassurance and comfort at a stressful time. I felt ten times better after our first meeting and support provided ultimately exceeded my desired outcome.

    Mr N, Saltcoats

  • The supportive way that the advice was provided along with the willingness to fit appointments in with our requirements

    Mr R, Ayr

  • The whole process was handled with upmost professionalism throughout.

    Mr McN, Kilwinning
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We are open from 1st July by appointment. We will be restricted to executry and matrimonial clients. Social distancing measures will be in place.