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During these unusual times you may find yourself having to rely on others for assistance or you may be the one assisting an elderly or vulnerable family member. Having a Power of Attorney in place could prove invaluable.

What does a Power of Attorney do?

A Power of Attorney tells everyone who you want to manage your money and help you with your care if you need assistance or are unable to make decisions. It is like an insurance policy – hopefully, you never need it but if you do need help a Power of Attorney makes things much easier and less expensive for you and your family.

What does a Power of Attorney cover?

There are two kinds of Power of Attorney: a Continuing Power of Attorney which covers your property and finances; and a Welfare Power of Attorney which covers your care and personal wellbeing. You choose which powers you want your Attorney to have and what you want your Attorney to do.

Who can be my Attorney?

You may appoint anyone you wish to be your Attorney. You may appoint the same or different people to deal with your finances and your welfare, it is your choice. You should trust the person who you want to be your attorney and you should let the person know you want him or her to be your Attorney as it is a very responsible position.

If you already have Power of Attorney in place and it has been registered with the Office of the Public Guardian, your appointed Attorney can act on your behalf if you ask them to. Banks and other financial institutions will require your Attorney to formally register the document with them and your Attorney will need to contact the bank to find out what their requirements are. If you require further certified copies of your Power of Attorney, please contact us.

Whilst there are a few logistical issues in putting a Power of Attorney in place during lockdown, we can still assist you with this. Please give us a call on 01292 388083 (Ayr) or 01465 754287 (Girvan) to discuss arrangements.

Debbie Dunlop

PartnerDebbie-1

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Some of our happy clients
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We are open from 1st July by appointment. We will be restricted to executry and matrimonial clients. Social distancing measures will be in place.