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A recent report by NAEA Propertymark has revealed the top five reasons why a house sale may fall through

As we all know, buying or selling a property is a stressful experience and one of the most significant purchases you are ever going to make. If you are going to be selling your home, you should consider if the below reasons may affect you.

1. Nuisance Neighbours

This is where there may be boundary or shared access disputes or anti-social noise that affects your home. If you do not get on with your neighbours or there are ongoing disputes, you are legally obliged to disclose this when selling your property.

If you do not, then the Purchaser of your property may take legal action against you.

2. Structural Problems

If your property has structural problems that may only have been brought to light following a Home Report Survey has been carried out, it can detract potential buyers from purchasing your property.

Structural problems highlighted in the Home Report may affect a mortgage providers decision to lend to a potential buyer. An example of potential structural issues may be to do with damp at the property, an infestation of woodworm, cracks or movement in the property or anything else that can influence the value or marketability of the property.

It is worth investigating the issues highlighted and if possible, hiring a contractor to fix any problems.

3. Japanese Knotweed

This plant is usually found during site inspections and can also result in a mortgage application being refused. Many surveyors who carry out Home Report inspections do not search for Japanese Knotweed. They usually have a disclosure in their report that an inspection for Japanese Knotweed was not carried out to avoid any liability.

However, if you are already aware that your property is affected by this, it must be disclosed to the purchaser of your property. In most cases, potential purchasers need to get a mortgage to purchase a property, and many lenders refuse applications once they find out that there is Japanese Knotweed at the property. You must hire a professional to deal with the plant. If left untreated it may cause severe structural damage to your property.

4. Rail Timetable Changes

Properties that are located in commuter towns tend to go for a higher price as people can have the benefit of living in a quieter area with the benefit of quick transport to their work.

However, if train timetables change it can negatively impact the appeal of living in the area and also any ongoing sales.

5. No Planning Permission

If you have carried out work to your property that you did not get the necessary planning consents for, it can impact on the progress of your sale. If you have had work carried out to your property,, it is important to check with the Local Authority that the work has been carried out to the correct standard.

Ensure that you obtain all necessary building warrants, planning permission and completion certificates, where appropriate, for any work carried out to your property.

If you do not have the correct documentation, you may need to pay for it retrospectively which can negatively impact on your sale. Obtaining these documents can take time and may result in the Local Authority coming to your property to inspect the work carried out and assessing it. When selling and purchasing property having these further delays to the process can put off potential buyers, which may result in your transaction falling through.

Contact The McKinstry Company Property Lawyers Today

If you are considering selling or purchasing a property and have any concerns about the above, Contact us today on 01292 388083 for our Ayr office, or 01465 754287 for our Girvan office, or fill out our online enquiry form.

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We’re still open for business.

Our team of solicitors and support staff are still here for you. However we have postponed any face to face meetings, restricting communications to telephone, Skype and email. You can contact the Ayr office on 01292 281711 and the Girvan office on 01465 713118